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It earns 3% cash back on gas – similar to most branded cards – as well as a full 6% cash back on groceries (up to $6k spent a year) and unlimited 3% on department store purchases. Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. Speedway credit card allows you to earn 40 Speedy Rewards points per dollar on purchases at Speedway and SuperAmerica gas stations, 10 points per dollar everywhere else. Generally, this will tell you gas credit cards right on the application.

FICO scores and credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. With the high price of gas, these gas credit cards of 2012 can really make an impact if you drive a significant amount. Gas cards usually offer rewards points, cash back, gas price discounts, or even special promotional deals.

The more diversified your card is, the better its going to work for your wallet. Another straightforward and high-earning offer, the Chase Freedom gives 5% back on rotating bonus categories.

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