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WAMU’s score as of right now is 48 points higher than my mid-score for January. It shows a credit score (not sure how accurate, but it was +/- 10 points of my equifax score watch), but the kicker is it shows you all your positive and all your negative factors, and the weight they used to get them. On cards where I’ve had thousands of dollars of credit, now that they’ve been reduced down to their balances it gives the appearance that I’m maxed out my credit on these cards. Your credit score disclosure must get your free credit score be purchased separately.

Actually, I think I just answered my own question. These offers are from advertisers who share our vision of consumer empowerment.

This central site allows you to request free reports once every 12 months. I’m canceling those out of principle as well.

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